{"id":2510,"date":"2020-03-24T17:13:17","date_gmt":"2020-03-25T00:13:17","guid":{"rendered":"http:\/\/box5220.temp.domains\/~uusmsvmy\/?p=2510"},"modified":"2020-03-25T18:18:01","modified_gmt":"2020-03-26T01:18:01","slug":"sba%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85%ec%b2%ad%ec%9e%ac%eb%82%9c-%eb%8c%80%ec%b6%9c-%ec%8b%a0%ec%b2%ad%eb%b0%a9%eb%b2%95-march-24-2020","status":"publish","type":"post","link":"https:\/\/www.kamainfo.org\/?p=2510","title":{"rendered":"SBA(\uc911\uc18c\uae30\uc5c5\uccad)\uc7ac\ub09c \ub300\ucd9c \uc2e0\uccad\ubc29\ubc95"},"content":{"rendered":"\n
\"\"\/<\/figure>\n\n\n\n
SBA(\uc911\uc18c\uae30\uc5c5\uccad)\uc7ac\ub09c \ub300\ucd9c \uc2e0\uccad\ubc29\ubc95<\/span><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\ubbf8\uad6d \uc911\uc18c\uae30\uc5c5\uccad(SBA)\uc740 \ubaa8\ub4e0 \uaddc\ubaa8\uc758 \ube44\uc988\ub2c8\uc2a4, \ubbfc\uac04 \ube44\uc601\ub9ac \ub2e8\uccb4, \uadf8\ub9ac\uace0 \uc8fc\ud0dd\ubcf4\uc720\uc790\uc5d0\uac8c \uc800\uae08\ub9ac \ubc0f \uc7a5\uae30 \uc7ac\ud574 \ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. SBA \uc7ac\ub09c \ub300\ucd9c\uc740 \uac1c\uc778 \ubc0f \uae30\uc5c5\uc774 \uc7ac\ub09c\uc744 \uadf9\ubcf5\ud558\uae30 \uc704\ud55c \uacbd\uc81c\uc801\uc778 \ubc29\uc548\uc744 \uc81c\uacf5\ud574\uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n

<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

\uc544\ub798\uc640 \uac19\uc740 \ub2e8\uacc4\ub85c \ub300\ucd9c\uc2e0\uccad\uc774 \uc9c4\ud589\ub429\ub2c8\ub2e4:<\/p>\n\n\n\n

Step 1: \ub300\ucd9c \uc2e0\uccad<\/p>\n\n\n\n

  • \uc628\ub77c\uc778(disasterloan.sba.gov\/ela), disaster center\uc5d0 \uc9c1\uc811 \ubc29\ubb38, \ub610\ub294 \uc6b0\ud3b8\uc73c\ub85c \uc2e0\uccad\ud55c\ub2e4.<\/li>
  • \uc5b4\ub5a4 \uaddc\ubaa8\uc758 \uc0ac\uc5c5\uc774\ub4e0, \ubb3c\ub9ac\uc801 \uc190\uc0c1\uc73c\ub85c \ucd5c\ub300 2\ubc31\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\ub2e4.<\/li>
  • \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc790\ub85c\uc11c \ucd5c\ub300 2\ubc31\ub9cc \ub2ec\ub7ec\uc758 \uc0ac\uc5c5 \ub300\ucd9c(physical & EIDL)\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\ub2e4.<\/li><\/ul>\n\n\n\n

    Step 2: \ubd80\ub3d9\uc0b0 \ud655\uc778\uacfc \ub300\ucd9c\ucc98\ub9ac \uacb0\uc815<\/p>\n\n\n\n

    • SBA\uc5d0\uc11c \uc190\uc2e4\uac80\uc0ac\uc804\uc5d0 \uadc0\ud558\uc758 \uc2e0\uc6a9\uc744 \uac80\ud1a0\ud55c\ub2e4.<\/li>
    • SBA \uac80\uc99d\uc790\uac00 \uc7ac\ud574\ub85c \uc778\ud55c \ubb3c\ub9ac\uc801 \uc190\uc2e4\uc758 \ucd1d\uc561\uc744 \ucd94\uc815\ud55c\ub2e4.<\/li>
    • Loan officer(\ub300\ucd9c \ub2f4\ub2f9\uc790)\uac00 \uc790\uaca9\uc5ec\ubd80\ub97c \uacb0\uc815\ud55c\ub2e4. \ub300\ucd9c\uac00\ub2a5\uc5ec\ubd80 \ucd5c\uc885 \ud655\uc778\uae4c\uc9c0 \ub300\ucd9c \ub2f4\ub2f9\uc790\uac00 \uadc0\ud558\uc640 \ud568\uaed8\ud558\uc5ec 2-3\uc8fc\uc548\uc5d0 \ucd5c\uc885 \uacb0\uc815\uc774 \ub09c\ub2e4.<\/li><\/ul>\n\n\n\n

      Step 3: \ub300\ucd9c \ub9c8\uac10 \ubc0f \uc790\uae08 \uc9c0\uae09<\/p>\n\n\n\n

      • SBA\uce21\uc5d0\uc11c \uadc0\ud558\uc758 \uc11c\uba85\uc744 \uc704\ud574 Loan Closing \uc11c\ub958\ub97c \uc900\ube44\ud558\uc5ec \ubcf4\ub0b8\ub2e4.<\/li>
      • \uc11c\uba85\ub41c Loan Closing\uc744 SBA\uc5d0\uc11c \ubc1b\ub294 \uc2dc 5\uc77c \uc548\uc5d0 \uc544\ub798\uc640 \uac19\uc774 \ucd08\uae30 \uc9c0\ubd88\uc774 \ub41c\ub2e4:
        – \ubb3c\ub9ac\uc801 \uc190\uc0c1: $25,000
        – \uacbd\uc81c\uc801 \ubd80\uc0c1: $25,000<\/li>
      • \ubaa8\ub4e0 \ub300\ucd9c \uc870\uac74\uc744 \ucda9\uc871\uc2dc\ud0a4\uae30 \uc704\ud574 \ucf00\uc774\uc2a4 \ub9e4\ub2c8\uc800\uac00 \uadc0\ud558\uc640 \ud611\ub825\ud560 \uac83\uc774\ub2e4.<\/li>
      • \ub300\ucd9c \ub9c8\uac10 \ud6c4 \uadc0\ud558\uc758 \uc0c1\ud669 \ubcc0\ud654\ub85c \uc778\ud574 \ub300\ucd9c\uae08\uc561\uc774 \uc870\uc815\ub420 \uc218 \uc788\ub2e4 (\uc608: \uc608\uae30\uce58 \uc54a\uc740 \uc218\ub9ac\uc5d0 \ub300\ud55c \ub300\ucd9c \uc99d\uac00 \ubc0f \ucd94\uac00\uc801\uc778 \ubcf4\ud5d8\ub8cc\ub85c \uc778\ud55c \ub300\ucd9c \uac10\uc18c)<\/li><\/ul>\n\n\n\n

        \uc8fc\uc694 \uc11c\ub958:<\/strong><\/p>\n\n\n\n

        \ub300\ucd9c \uc2e0\uccad\uacfc \ucd5c\uc885 \uacb0\uc815\uc744 \uc704\ud574 \uc544\ub798\uc758 \uc11c\ub958\uac00 \ud544\uc694\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n

        • Business Loan Application (SBA Form 5) \uc791\uc131 \ubc0f \uc11c\uba85<\/li>
        • IRS Form 4506-T \uc0ac\uc5c5\uc790 \ubc0f \uc0ac\uc5c5 \uc18c\uc720\uad8c \ubcf4\uc720\uc790* \uc791\uc131 \ubc0f \uc11c\uba85 (*\uc0ac\uc5c5\uc758 20% \uc774\uc0c1 \uc218\uc720\uad8c\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uc790, \uc77c\ubc18 \ud30c\ud2b8\ub108 \ub610\ub294 Managing Member, \uadf8 \uc678 \uc81c\ud734\uc0ac\uc5c5\uc5d0\uc11c 50% \uc774\uc0c1\uc758 \uc18c\uc720\uad8c\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uc790; \uc81c\ud734\uc0ac\uc5c5\uc740 \ubaa8\ud68c\uc0ac, \uc790\ud68c\uc0ac, \ub610\ub294 \uacf5\ub3d9 \uc18c\uc720\uad8c \ubc0f \uacf5\ub3d9 \uacbd\uc601\uc790\ub97c \ud3ec\ud568\ud55c\ub2e4.)<\/li>
        • \uac00\uc7a5 \ucd5c\uadfc\uc758 \ubaa8\ub4e0 \uc5f0\ubc29 \uc18c\ub4dd\uc138 \uc2e0\uace0 \uc11c\ub958<\/li>
        • Personal Financial Statement (SBA Form 413)\uc791\uc131, \uc11c\uba85 \ubc0f \ub0a0\uc9dc \uae30\uc785 (\ubaa8\ub4e0 \uae30\uc5c5 \uc18c\uc720\uad8c \ubcf4\uc720\uc790)<\/li>
        • \ubaa8\ub4e0 \uace0\uc815 \ucc44\ubb34\ub97c \ub098\uc5f4\ud55c Schedule of Liabilities (SBA Form 2022)
           <\/li><\/ul>\n\n\n\n

          \uadf8 \uc678 \ud544\uc694\ud55c \uc11c\ub958:<\/strong><\/p>\n\n\n\n

          • \uac00\uc7a5 \ucd5c\uadfc\uc758 \uc5f0\ubc29 \uc18c\ub4dd\uc138 \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0, \uc5f0\ub9d0 \uc190\uc775 \uacc4\uc0b0\uc11c\uc640 \ud574\ub2f9 \ub144\ub3c4 \ub300\ucc28 \ub300\uc870\ud45c \uc81c\ucd9c \uac00\ub2a5.<\/li>
          • \uc62c\ud574 \ucd08\ubd80\ud130 \ud604\uc7ac\uae4c\uc9c0\uc758 \uc190\uc775\uacc4\uc0b0\uc11c<\/li>
          • \uc6d4\ubcc4 \ub9e4\ucd9c\uc561\uc774 \ud45c\uae30\ub41c \ucd94\uac00 \uc81c\ucd9c \uc694\uac74 \uc11c\ub958 (SBA Form 1368)
             <\/li><\/ul>\n\n\n\n

            \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uc2e4 \uacbd\uc6b0 disasterloan.sba.gov\/ela\uc5d0 \uc2e0\uccad \ub610\ub294 1-800-659-2955(SBA Customer Service Center)\uc5d0 \uc5f0\ub77d\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n

            <\/p>\n\n\n\n

            \"\"\/<\/figure>\n","protected":false},"excerpt":{"rendered":"

            SBA(\uc911\uc18c\uae30\uc5c5\uccad)\uc7ac\ub09c \ub300\ucd9c \uc2e0\uccad\ubc29\ubc95 \ubbf8\uad6d \uc911\uc18c\uae30\uc5c5\uccad(SBA)\uc740 \ubaa8\ub4e0 \uaddc\ubaa8\uc758 \ube44\uc988\ub2c8\uc2a4, \ubbfc\uac04 \ube44\uc601\ub9ac \ub2e8\uccb4, \uadf8\ub9ac\uace0 \uc8fc\ud0dd\ubcf4\uc720\uc790\uc5d0\uac8c \uc800\uae08\ub9ac \ubc0f \uc7a5\uae30 \uc7ac\ud574 \ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. SBA \uc7ac\ub09c \ub300\ucd9c\uc740 \uac1c\uc778 \ubc0f \uae30\uc5c5\uc774 \uc7ac\ub09c\uc744 \uadf9\ubcf5\ud558\uae30 \uc704\ud55c \uacbd\uc81c\uc801\uc778 \ubc29\uc548\uc744 \uc81c\uacf5\ud574\uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc544\ub798\uc640 \uac19\uc740 \ub2e8\uacc4\ub85c \ub300\ucd9c\uc2e0\uccad\uc774 \uc9c4\ud589\ub429\ub2c8\ub2e4: Step 1: \ub300\ucd9c \uc2e0\uccad \uc628\ub77c\uc778(disasterloan.sba.gov\/ela), disaster center\uc5d0 \uc9c1\uc811 \ubc29\ubb38, \ub610\ub294 \uc6b0\ud3b8\uc73c\ub85c \uc2e0\uccad\ud55c\ub2e4. \uc5b4\ub5a4 \uaddc\ubaa8\uc758 \uc0ac\uc5c5\uc774\ub4e0, \ubb3c\ub9ac\uc801 \uc190\uc0c1\uc73c\ub85c \ucd5c\ub300…<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"give_campaign_id":0,"_cbd_carousel_blocks":"[]","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,38],"tags":[],"class_list":["post-2510","post","type-post","status-publish","format-standard","hentry","category-news","category-newsletter","category-16","category-38","description-off"],"featured_image_src":{"landsacpe":false,"list":false,"medium":false,"full":false},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbBFDb-Eu","post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2510"}],"version-history":[{"count":3,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2510\/revisions"}],"predecessor-version":[{"id":2515,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2510\/revisions\/2515"}],"wp:attachment":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}