{"id":2540,"date":"2020-03-30T13:17:44","date_gmt":"2020-03-30T20:17:44","guid":{"rendered":"http:\/\/box5220.temp.domains\/~uusmsvmy\/?p=2540"},"modified":"2020-03-31T13:24:00","modified_gmt":"2020-03-31T20:24:00","slug":"%eb%8c%80%ec%b6%9c%ea%b8%88-%ec%83%81%ed%99%98-%ea%b0%90%eb%a9%b4-%ea%b0%80%eb%8a%a5-%ec%a0%95%eb%b6%80-%ec%9c%b5%ec%9e%90-ppp%ed%94%84%eb%a1%9c%ea%b7%b8%eb%9e%a8","status":"publish","type":"post","link":"https:\/\/www.kamainfo.org\/?p=2540","title":{"rendered":"\ub300\ucd9c\uae08 \uc0c1\ud658 \uac10\uba74 \uac00\ub2a5 \uc815\ubd80 \uc735\uc790 (PPP)\ud504\ub85c\uadf8\ub7a8"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/mcusercontent.com\/e244b81561fdcad893b6eb651\/images\/d4664d23-446e-4280-8f17-8b4b7e47ba11.png\" alt=\"\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"[\uc548\ubcd1\ucc2c in USA : \ucf54\ub85c\ub09819 \ub300\uc751 \ube44\uc0c1 \uacbd\uc81c \ub300\ucc45]  SBA \uc735\uc790 \ud0d5\uac10 \ubc1b\uc744 \uc218 \uc788\ub2e4? \uaf2d \ubcf4\uc138\uc694!! Paycheck Protection Program\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/uSs0blqQAV4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>\n\n&#8220;\ub300\ucd9c\uae08 \uc0c1\ud658 \uac10\uba74 \uac00\ub2a5&#8221; \ubbf8\uad6d \uc911\uc18c\uae30\uc5c5 \uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8(Paycheck Protection Program)<\/p>\n\n\n\n<p><br>\uc5ed\uc0ac\uc801\uc778 2\uc870 \ub2ec\ub7ec \uacbd\uae30 \ubd80\uc591\ucc45\uc774 \ud569\uc758\ub418\uba70 \uc911\uc18c\uae30\uc5c5\uc740 \uac71\uc815\uc5d0 \ud729\uc2f8\uc600\ub2e4. \uc5f0\ubc29 \uc900\ube44\uae08 (federal funds)\uc740 \uc911\uc18c\uae30\uc5c5\uc5d0\uac8c \ud544\uc218\uc801\uc778\ub370 \uadf8\ub3d9\uc548 \uadf8\ub798\uc654\ub4ef \uc9c0\uc18d\uc801\uc73c\ub85c \ucf54\ub85c\ub098\ub85c \uc778\ud574 \ud070 \ud0c0\uaca9\uc744 \uc785\uac8c \ub420 \uac83\uc774\ub2e4. \uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud55c \uacbd\uc81c \ucd09\uc9c4 \ubc95\uc548\uc758 \uc8fc\uc694 \ub300\ucc45 \ud504\ub85c\uadf8\ub7a8\uc740, 329\uc5b5 \ub2ec\ub7ec\uc758 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8, \uc77c\uba85 \u2018Paycheck Protection Program\u2019\uc774\ub77c\uace0 \ud55c\ub2e4. \uc911\uc18c\uae30\uc5c5\uccad\uc740 \uc2e0\uccad\ud55c \uc911\uc18c\uae30\uc5c5 \uc911 \uc2b9\uc778\ub41c \uae30\uc5c5\uc5d0\uac8c 329\uc5b5 \ub2ec\ub7ec\ub97c \ubd84\ubc30\ud558\uae30\ub85c \ud588\ub2e4.<\/p>\n\n\n\n<p><strong>\u25a3&nbsp;<\/strong><strong>Paycheck Protection Program(PPP)\uc5d0 \ub300\ud558\uc5ec:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Paycheck Protection Program(PPP) \uc790\uaca9 \uae30\uac04<\/strong><\/li><\/ul>\n\n\n\n<p>PPP \ub300\ucd9c\uc740 2020\ub144 6\uc6d4 30\uc77c \uc774\uc804\uc5d0 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>\ub204\uac00 \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/li><\/ul>\n\n\n\n<p>\uc77c\ubc18\uc801\uc73c\ub85c 500\uba85 \uc774\ud558 \uc9c1\uc6d0 \uaddc\ubaa8\uc758 \uae30\uc5c5 \ub610\ub294 \ube44\uc601\ub9ac\ub2e8\uccb4\ub294 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uae30\uc5c5\uc5d0\uac8c\ub9cc \uc81c\ud55c\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4: \uc790\uc601\uc5c5\uc790 \ubc0f \uae31 \uc6cc\ucee4(\uc870\uc9c1\uacfc \uc815\ud574\uc9c4 \ucd9c\ud1f4\uadfc \uc2dc\uac04 \uc5c6\uc774 \uc218\uc785\uc744 \uc62c\ub9ac\ub294 \uadfc\ub85c\uc790), \uc608\ub97c \ub4e4\uc5b4 \ucc28\ub7c9 \uc11c\ube44\uc2a4 \ub4dc\ub77c\uc774\ubc84\ub3c4 \uc9c0\uc6d0\ud560 \uc218 \uc788\ub2e4. \ub300\ucd9c\uc790\ub294 2\uc6d4 15\uc77c \uc774\uc804\ubd80\ud130 \uc0ac\uc5c5\uc744 \ud558\ub294 \uc0c1\ud0dc\uc774\uc5b4\uc57c \ud558\uace0 \uc9c1\uc6d0\uae09\uc5ec, \uae09\uc5ec\uc138 \ub610\ub294 \uacc4\uc57d\uae08\uc744 \uc9c0\uae09\ud588\uc5b4\uc57c \uc790\uaca9\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>\uc5bc\ub9c8\ub97c \ub300\ucd9c\ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/strong><\/li><\/ul>\n\n\n\n<p>1\uc6d4 1\uc77c\ubd80\ud130 2\uc6d4 29\uc77c\uae4c\uc9c0 \uc9c1\uc6d0\uc5d0\uac8c \uc6d4\uae09\uc744 \uc9c0\uae09\ud55c \uae08\uc561\uc5d0 \ub530\ub77c \uae30\uc5c5\uc740 \ucd5c\ub300 \ucc9c\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \ucd5c\ub300 4% \uc774\uc790\uc728\uc5d0 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>\uc5b4\ub514\uc11c \ub300\ucd9c\uc744 \ubc1b\ub098\uc694?<\/strong><\/li><\/ul>\n\n\n\n<p>\ub300\ucd9c\uae08\uc740 \uc911\uc18c\uae30\uc5c5\uccad\uc5d0\uc11c \ubcf4\uc7a5\ub41c \uc740\ud589, \uc2e0\uc735\ud611\ub3d9\uc870\ud569, \ub610\ub294 \ud0c0\ub300\ucd9c\uae30\uad00\uc73c\ub85c\ubd80\ud130 \uc81c\uacf5\ub429\ub2c8\ub2e4. \ub300\ucd9c \uc2e0\uccad\uc740 \uc911\uc18c\uae30\uc5c5\uccad\uacfc \ud611\ub3d9\ub41c \ub300\ucd9c\uae30\uad00\uc744 \ud1b5\ud574 \uc2e0\uccad\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>\ub300\ucd9c \uacfc\uc815\uc740 \uc5bc\ub9c8\ub098 \uac78\ub9ac\ub098\uc694?<\/strong><\/li><\/ul>\n\n\n\n<p>\ub300\ucd9c \uacfc\uc815\uc740 \ub2e4\uc74c \uc8fc\ubd80\ud130 \ub2f9\uc77c \ucc98\ub9ac\ub420 \uc218\ub3c4 \uc788\uc73c\uba70 \uc774\ub7f4 \uacbd\uc6b0 24\uc2dc\uac04 \ub0b4 \uc11c\uba85\ud558\ub294 \uc989\uc2dc \ub300\ucd9c\uae08\uc774 \ub098\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>PPP \ub300\ucd9c\uae08 \uc62c\ubc14\ub978 \uc0ac\uc6a9\ubc95<\/strong><\/li><\/ul>\n\n\n\n<p>PPP\ub97c \ud1b5\ud574 \ub300\ucd9c\ubc1b\uc740 \uc911\uc18c\uae30\uc5c5\uc740 \ubc18\ub4dc\uc2dc \uc544\ub798\uc758 \uc0ac\ud56d\uc5d0 \uc0ac\uc6a9\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\uc778\uac74\ube44(payroll costs): \uc9c1\uc6d0 \uc6d4\uae09, \uae09\uc5ec, \uc720\uae09 \ud734\uac00\/\ubcd1\uac00, \uc721\uc544\ud734\uc9c1, \ud1f4\uc9c1\uae08, \ud1f4\uc9c1\uc5f0\uae08, \ubcf4\uc0c1\uae08\uc5d0 \ub300\ud55c \uc8fc \ub610\ub294 \uc9c0\ubc29 \uc138\uae08<\/li><li>Group health care benefits\uc5d0 \uc5f0\uad00\ub41c \ube44\uc6a9(\uc608. Insurance premiums)<\/li><li>\uc9c1\uc6d0 \ucee4\ubbf8\uc158\/\ud301<\/li><li>\ubaa8\uae30\uc9c0 \uae08\ub9ac, \ub80c\ud2b8 (\uc784\ub300\ucc28 \uacc4\uc57d, \uc720\ud2f8\ub9ac\ud2f0 \ub610\ub294 \ub2e4\ub978 \ubd80\ucc44\uc5d0 \ub300\ud55c \uc774\uc790 \ud3ec\ud568)<\/li><li><strong>PPP \ub300\ucd9c\uc740 $100,000 \uc774\uc0c1\uc758 \uc6d4\uae09\uc744 \uc8fc\ub294\ub370 \uc4f0\uc5ec\uc11c\ub294 \uc548\ub429\ub2c8\ub2e4.<\/strong><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>\ub2e4\ub978 \uc870\uac74\uc0ac\ud56d\uc740 \uc5c6\ub098\uc694? (Loan Forgiveness: \ub300\ucd9c\uae08 \uc6a9\uc11c (\ub300\ucd9c\uae08 \uc0c1\ud658 \uac10\uba74))<\/strong><\/li><\/ul>\n\n\n\n<p>\uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \u2018Paycheck Protection Program\u2019\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 \uc9c1\uc6d0\ub4e4\uc758 \ud574\uace0\ub97c \ub9c9\uae30 \uc704\ud574 \uae30\uc5c5\uc774 \uc9c1\uc6d0\uae09\uc5ec\ub97c \uc9c0\uae09\ud560 \uc218 \uc788\ub3c4\ub85d \uc790\uae08\uc744 \uc9c0\uc6d0\ud574\uc8fc\ub294&nbsp;\ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uc774 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc8fc\uc5b4\uc9c4 \ub300\ucd9c\uc740 \uc758\ub3c4\ub41c \ubaa9\uc801\uc5d0\ub9cc \uc4f0\uc600\ub2e4\uba74 \ub300\ucd9c\uae08 \uc0c1\ud658\uc774 \uac10\uba74\ub429\ub2c8\ub2e4(loan forgiveness). \ub300\ucd9c\uc744 \ubc1b\uc740 \uc0ac\uc5c5\uccb4\uac00 \ud3c9\uade0 \uc778\ub825 \uaddc\ubaa8\ub97c \uc720\uc9c0\ud558\ub294 \ud55c \ubc1c\uc0dd\ud55c \uc774\uc790\ub9cc \uc0c1\ud658\ud558\uba74 \ub418\uba70 \ub300\ucd9c\uae08\uc740 \uacb0\uad6d \ubcf4\uc870\uae08\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>*\uc8fc\uc694 \uc0ac\ud56d:&nbsp;PPP \ub300\ucd9c\uc740 \ub300\ucd9c\ubc1b\uc740 \uccab 8\uc8fc \uae30\uac04 \ub3d9\uc548 (8\uc8fc \ub300\ucd9c\uae08 \uc6a9\uc11c \uae30\uac04) \uc62c\ubc14\ub978 \uc0ac\uc6a9\ubc95(\uae09\uc5ec\ube44\uc6a9, prepayment \ubc0f \uc6d0\uae08\uc744 \uc81c\uc678\ud55c \ubaa8\uae30\uc9c0 \uc774\uc790 \uc9c0\ubd88, \ub80c\ud2b8 \ubc0f \uad00\ub9ac\ube44)\uc73c\ub85c \uc0ac\uc6a9\ub410\ub2e4\uba74 \uac1a\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4. \uac10\uba74\ubc1b\uc744 PPP \ub300\ucd9c\uae08\uc740 \ub300\ucd9c\uae08\uc758 \uc2e4\uc81c \uae08\uc561\uc744 \ub118\uc5b4\uc11c\ub294 \uc548\ub41c\ub2e4. \uac10\uba74 \uc694\uac74\uc5d0 \ud569\ub2f9\ud558\ub824\uba74 \uc9c1\uc6d0\uc744 \ubaa8\ub450 \uc720\uc9c0\ud574\uc57c \ud558\uba70 \uc804\ub144\ub3c4 \uae09\uc5ec\uc758 75% \uc774\uc0c1\uc744 \uc9c1\uc6d0\uc5d0\uac8c \uc9c0\ubd88\ud574\uc57c \ud55c\ub2e4.<\/strong><\/p>\n\n\n\n<p>8\uc8fc \uc6a9\uc11c \uae30\uac04 \ub3d9\uc548 FTE(Full Time Equivalent) \uc9c1\uc6d0 \ud3c9\uade0\uc218\uac00 (a)2019\ub144 2\uc6d4 15\uc77c\ubd80\ud130 2019\ub144 6\uc6d4 30\uc77c \ub610\ub294 (b)2020\ub144 1\uc6d4 1\uc77c\ubd80\ud130 2020\ub144 2\uc6d4 29\uc77c \ub3d9\uc548\uc758 FTE \uc9c1\uc6d0\uc758 \ud3c9\uade0 \uc218\ubcf4\ub2e4 \uc801\uc73c\uba74 \uac10\uba74\ubc1b\uc744 \uc218 \uc788\ub294 \ub300\ucd9c \uae08\uc561\uc774 \ud06c\uac8c \uc904\uc5b4\ub4ed\ub2c8\ub2e4 (\uace0\uc6a9\uc8fc\uac00 (a), (b)\uc911 \ube44\uad50\ud560 \uae30\uac04 \uc120\ud0dd). \uace0\uc6a9\uc8fc\uc5d0\uac8c \ucf54\ub85c\ub098\ub85c \uc778\ud574 \ud574\uace0\ub41c \uc9c1\uc6d0\uc744 \uc7ac\ucc44\uc6a9\ud558\uae30\ub97c \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc774\uc804\uc5d0 \ud574\uace0\ub41c \uadfc\ub85c\uc790\ub97c \uace0\uc6a9\ud558\ub294 \uace0\uc6a9\uc8fc\ub294 \uc6a9\uc11c \uae30\uac04\uc774 \uc2dc\uc791\ub420 \ub54c \uae09\uc5ec \uc9c0\ubd88 \ucd1d\uc561(payroll)\uc774 \uac10\uc18c\ub41c \uac83\uc5d0 \ub300\ud55c \ucc98\ubc8c\uc744 \ubc1b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. CARES(The Coronavirus Aid, Relief, and Economic Security Act) \ubc95 \uc81c\uc815 \ud6c4 2020\ub144 2\uc6d4 15\uc77c\ubd80\ud130 30\uc77c \ub3d9\uc548 FTE \uc9c1\uc6d0\uc5d0\uac8c \uc9c0\uae09\ub418\ub294 \uc784\uae08 \ub610\ub294 \uc784\uae08\uc758 \uac10\uc18c\uac00 \uc788\uace0 \uace0\uc6a9\uc8fc\uac00&nbsp;<strong>2020\ub144 6\uc6d4 30\uc77c\uae4c\uc9c0<\/strong>&nbsp;\uac10\uc18c\ub97c \uc81c\uac70\ud560 \uacbd\uc6b0(\uc704\uae30 \uc774\uc804 \uc218\uc900\uc73c\ub85c \uc7ac\uace0\uc6a9), \ub300\ucd9c \uac10\uba74&nbsp;\uae08\uc561\uc740 \uac10\uc561\uc5d0 \uad00\uacc4\uc5c6\uc774 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c\uc0c1\ud658\uac10\uba74\uc744 \uc2e0\uccad\ud558\ub824\uba74 \uc0ac\uc5c5\uccb4\ub294 \ub300\ucd9c \uc790\uae08(\uae09\uc5ec \ube44\uc6a9, \ubaa8\uae30\uc9c0 \uc774\uc790, \uc720\ud2f8\ub9ac\ud2f0 \ub4f1)\uc758 \uc801\uaca9 \uc0ac\uc6a9\uc5d0 \uad00\ud55c \ubb38\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c \ud558\uace0 \uadf8\ub7ec\ud55c \ubb38\uc11c\uac00 \uc9c4\uc2e4\ud558\uace0 \uc815\ud655\ud558\ub2e4\ub294 \uc778\uc99d\uc744 \ubc1b\uc544\uc57c \ud558\uba70, \uac10\uba74\ubc1b\uc744 \uae08\uc561 \ubc0f SBA \uad00\ub9ac\uc790\uac00 \uc694\uad6c\ud558\ub294 \uae30\ud0c0 \ubb38\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. SBA\ub294 \uc778\uc99d\ub41c \ub300\ucd9c \uae30\uad00\uc73c\ub85c\ubd80\ud130 \ub300\ucd9c \uc6a9\uc11c \uae08\uc561\uc744 \uad6c\uc785\ud560 \uac83\uc774\uba70, \ucde8\uc18c\ub41c \ubd80\ucc44\ub294 \uc0ac\uc5c5\uc5d0 \uacfc\uc138 \uc18c\ub4dd\uc73c\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Payment \uc5f0\uae30<\/strong><\/li><\/ul>\n\n\n\n<p>PPP \ud558\uc5d0 \ub300\ucd9c \uac10\uba74 \ud6c4 \uc874\uc7ac\ud558\ub294 \uc6d0\uae08\uc758 \uacbd\uc6b0, \uc18c\uaddc\ubaa8 \uae30\uc5c5\uc740 6\uac1c\uc6d4 \uc774\uc0c1 1\ub144 \uc774\ud558 \ub3d9\uc548 \ub0a8\uc544\uc788\ub294 \uc6d0\uae08, \uc774\uc790 \ubc0f \uc218\uc218\ub8cc \uc794\uc561 \uc9c0\ubd88\uc744 \uc5f0\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. PPP \ud558\uc5d0\uc11c \ubaa8\ub4e0 \ucc28\uc6a9\uc778\uc740 \uc5f0\uae30\ub97c \uc2e0\uccad\ud560 \uc218 \uc788\uc73c\uba70 \ubaa8\ub4e0 \ub300\ucd9c \uae30\uad00\uc740 \ucd5c\uc18c 6\uac1c\uc6d4 \ub3d9\uc548 \ub0a8\uc544\uc788\ub294 \ubaa8\ub4e0 \uc794\uace0\uc5d0 \ub300\ud574 \uc644\uc804\ud55c \uc5f0\uae30\ub97c \uc801\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c PPP\ud558\uc758 \uc0ac\uc5c5\uccb4\ub294 \ub300\ucd9c\uc774 \ubc1c\ud589\ub41c \ud6c4 \uccab 8\uc8fc \ub3d9\uc548 \uc0c1\ub2f9\ud55c \uae08\uc561\uc758 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \ucd5c\ub300 1\ub144\uac04 \ub0a9\ubd80\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>PPP \ub300\ucd9c \uc870\uac74<\/strong><\/li><\/ul>\n\n\n\n<p>PPP \ub300\ucd9c\uc740 \uc9c0\ub09c 12\uac1c\uc6d4 \ub3d9\uc548 \uae30\uc5c5\uc758 \uc6d4\ud3c9\uade0 \uae09\uc5ec\ube44\uc6a9(payroll costs)\uc758 250%\uc5d0 \ub2ec\ud560 \uc218 \uc788\uc73c\uba70, \ucc9c\ub9cc \ub2ec\ub7ec\ub97c \ucd08\uacfc\ud558\uc9c0 \uc54a\uc544\uc57c \ud569\ub2c8\ub2e4.&nbsp;<strong>$100,000 \uc774\uc0c1\uc758 \uc6d4\uae09\uc740 \uae09\uc5ec\ube44\uc6a9\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong>&nbsp;PPP \ub300\ucd9c\uc758 \ucd5c\ub300 \uc774\uc790\uc728\uc740 4%\uc785\ub2c8\ub2e4. PPP \ub300\ucd9c\uc740 \uc801\uaca9 \uc0ac\uc5c5\uccb4\uac00 \ub300\ucd9c \uac10\uba74\uc744 \uc2e0\uccad\ud55c \ub0a0 \uc774\ud6c4\ubd80\ud130 \ub9cc\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4 (\ud574\ub2f9 \ub0a0\uc9dc\ub85c\ubd80\ud130 \ucd5c\ub300 10\ub144 \ub9cc\uae30).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\ub300\ucd9c\uae08 \uc0c1\ud658 \uac10\uba74 \uac00\ub2a5&#8221; \ubbf8\uad6d \uc911\uc18c\uae30\uc5c5 \uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8(Paycheck Protection Program) \uc5ed\uc0ac\uc801\uc778 2\uc870 \ub2ec\ub7ec \uacbd\uae30 \ubd80\uc591\ucc45\uc774 \ud569\uc758\ub418\uba70 \uc911\uc18c\uae30\uc5c5\uc740 \uac71\uc815\uc5d0 \ud729\uc2f8\uc600\ub2e4. \uc5f0\ubc29 \uc900\ube44\uae08 (federal funds)\uc740 \uc911\uc18c\uae30\uc5c5\uc5d0\uac8c \ud544\uc218\uc801\uc778\ub370 \uadf8\ub3d9\uc548 \uadf8\ub798\uc654\ub4ef \uc9c0\uc18d\uc801\uc73c\ub85c \ucf54\ub85c\ub098\ub85c \uc778\ud574 \ud070 \ud0c0\uaca9\uc744 \uc785\uac8c \ub420 \uac83\uc774\ub2e4. \uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud55c \uacbd\uc81c \ucd09\uc9c4 \ubc95\uc548\uc758 \uc8fc\uc694 \ub300\ucc45 \ud504\ub85c\uadf8\ub7a8\uc740, 329\uc5b5 \ub2ec\ub7ec\uc758 \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8, \uc77c\uba85 \u2018Paycheck Protection Program\u2019\uc774\ub77c\uace0 \ud55c\ub2e4. \uc911\uc18c\uae30\uc5c5\uccad\uc740 \uc2e0\uccad\ud55c&hellip;<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"give_campaign_id":0,"_cbd_carousel_blocks":"[]","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,38],"tags":[],"class_list":["post-2540","post","type-post","status-publish","format-standard","hentry","category-news","category-newsletter","category-16","category-38","description-off"],"featured_image_src":{"landsacpe":false,"list":false,"medium":false,"full":false},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbBFDb-EY","post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2540"}],"version-history":[{"count":1,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2540\/revisions"}],"predecessor-version":[{"id":2541,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2540\/revisions\/2541"}],"wp:attachment":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}