{"id":2560,"date":"2020-04-02T22:05:15","date_gmt":"2020-04-03T05:05:15","guid":{"rendered":"http:\/\/box5220.temp.domains\/~uusmsvmy\/?p=2560"},"modified":"2020-04-02T22:05:22","modified_gmt":"2020-04-03T05:05:22","slug":"%ec%97%85%eb%8d%b0%ec%9d%b4%ed%8a%b8%eb%af%b8%ea%b5%ad-%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85-%ea%b8%89%ec%97%ac-%eb%b3%b4%ed%98%b8-%ed%94%84%eb%a1%9c%ea%b7%b8%eb%9e%a8paycheck-protection-program-4","status":"publish","type":"post","link":"https:\/\/www.kamainfo.org\/?p=2560","title":{"rendered":"[\uc5c5\ub370\uc774\ud2b8]\ubbf8\uad6d \uc911\uc18c\uae30\uc5c5 \uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8(Paycheck Protection Program) 4\uc6d4 3\uc77c \uc2dc\uc791"},"content":{"rendered":"\n<p><strong>Paycheck Protection Program (PPP) (\uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8)\uc5d0 \ub300\ud558\uc5ec:<\/strong><\/p>\n\n\n\n<p><strong>\ucc28\uc6a9\uc790:<\/strong><\/p>\n\n\n\n<p>\uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8 (\u2018PPP\u2019)\uc740 \ucd5c\ub300 3,494\uc5b5 \ub2ec\ub7ec\uc758 \uac10\uba74 \uac00\ub2a5\ud55c \ub300\ucd9c\uc744 \uc911\uc18c\uae30\uc5c5\uc5d0 \uc2b9\uc778\ud55c\ub2e4. \uc774\uac83\uc740 \uc18c\uae30\uc5c5\ub4e4\uc774 \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \uae09\uc5ec\ub97c \uc8fc\uae30 \uc704\ud55c \ub300\ucd9c\uae08\uc774\ub2e4. \ubaa8\ub4e0 \ub300\ucd9c \uc870\uac74\uc740 \ubaa8\ub450\uc5d0\uac8c \ub3d9\uc77c\ud558\ub2e4. &nbsp;<\/p>\n\n\n\n<p>\ub300\ucd9c \uae08\uc561\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0\uc5d0 \uac10\uba74\ub41c\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\ub300\ucd9c\ubc1b\uc740 8\uc8fc \uc548\uc5d0 \ub300\ucd9c \uc218\uc775\uae08\uc744 \uae09\uc5ec \ube44\uc6a9\uacfc \ubaa8\uae30\uc9c0 \uc774\uc790\uc728, \uc784\ub300\ub8cc \ubc0f \uc720\ud2f8\ub9ac\ud2f0\uc5d0 \uc0ac\uc6a9\ub418\uc5c8\uc744 \uacbd\uc6b0; \uadf8\ub9ac\uace0<\/li><li>\uc9c1\uc6d0 \ubc0f \uc9c1\uc6d0 \uc6d4\uae09\/\uae09\uc5ec \uc218\uc900\uc774 \uc720\uc9c0\ub418\uc5c8\uc744 \ub54c.<\/li><\/ul>\n\n\n\n<p>\uae09\uc5ec \ube44\uc6a9\uc740 \uac01 \uc9c1\uc6d0\uc758 \uc5f0\uac04 \uae30\uc900\uc73c\ub85c $100,000\uae4c\uc9c0\uc774\ub2e4. \ub192\uc740 \uc2e0\uccad\ub960\uc5d0 \ub300\ube44\ud558\uc5ec 25% \uc774\ud558\uc758 \uac10\uba74\uae08\uc561\uc740 \uae09\uc5ec \ube44\uc6a9 \uc678 \ub2e4\ub978 \ube44\uc6a9\uc5d0 \uc0ac\uc6a9\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c\uae08 \ub0a9\uc785\uc740 6\uac1c\uc6d4 \ub3d9\uc548 \uc5f0\uae30\ub41c\ub2e4.<\/p>\n\n\n\n<p><strong>\uc5b8\uc81c \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>2020\ub144 4\uc6d4 3\uc77c\ubd80\ud130 \uc911\uc18c\uae30\uc5c5 \ubc0f \uac1c\uc778 \uc0ac\uc5c5\uc790\ub294 \uae30\uc874 SBA \ub300\ucd9c\uae30\uad00\uc744 \ud1b5\ud574 \uae09\uc5ec \ubc0f \uae30\ud0c0 \ud2b9\uc815 \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\uae30 \uc704\ud574 \ub300\ucd9c\uae08 \uc2e0\uccad\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li>2020\ub144 4\uc6b0\ub7ec 10\uc77c\ubd80\ud130 \ub3c5\ub9bd \uacc4\uc57d\uc9c0 \ubc0f \uc790\uc601\uc5c5\uc790\ub294 \uae30\uc874 SBA \ub300\ucd9c\uae30\uad00\uc744 \ud1b5\ud574 \uae09\uc5ec \ubc0f \uae30\ud0c0 \ud2b9\uc815 \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\uae30 \uc704\ud574 \ub300\ucd9c\uae08 \uc2e0\uccad\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li>\ub2e4\ub978 \uaddc\uc81c \uae30\uad00\uc73c\ub85c\ubd80\ud130 \uc2b9\uc778\uacfc \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub4f1\ub85d\ub418\ub294 \uc989\uc2dc \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ul>\n\n\n\n<p><strong>\uc5b4\ub514\uc11c \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\uae30\uc874 SBA \ub300\ucd9c \uae30\uad00 \ub610\ub294 \uc5f0\ubc29\uc815\ubd80 \uc608\uae08\ucde8\uae09\uae0d\uc735\uae30\uad00\uc744 \ud1b5\ud574 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\ubc29 \ubcf4\ud5d8 \uc2e0\uc6a9 \uc870\ud569 \ubc0f \ub18d\uc7a5 \uc2e0\uc6a9 \uc2dc\uc2a4\ud15c \uae30\uad00 \ub610\ud55c PPP \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uaddc\uc81c \uae30\uad00\uc73c\ub85c\ubd80\ud130 \uc2b9\uc778\uacfc \ud504\ub85c\uadf8\ub7a8\uc5d0 \ub4f1\ub85d\uc774 \ub418\uc5b4\uc788\ub294 \uc989\uc2dc \ubc1b\uc744 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4. \ud604\uc9c0 \ub300\ucd9c\uae30\uad00\uacfc \uc0c1\uc758\ud558\uc5ec PPP \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. SBA \ub300\ucd9c \uae30\uad00 \ubaa9\ub85d\uc744 \ubcf4\ub824\uba74 www.sba.gov\ub97c \ubc29\ubb38\ud558\uc138\uc694.<\/p>\n\n\n\n<p><strong>\ub204\uac00 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>\ubaa8\ub4e0 \uae30\uc5c5\uc774 \uc2e0\uccad \uac00\ub2a5\ud569\ub2c8\ub2e4 \u3161 \ube44\uc601\ub9ac \ub2e8\uccb4, \uc7ac\ud5a5 \uad70\uc778 \ub2e8\uccb4, \ub2e8\ub3c5 \uc18c\uc720\uad8c\uc790, \uc790\uc601\uc5c5\uc790 \ubc0f \ub3c5\ub9bd \uacc4\uc57d\uc790 \ud3ec\ud568 \u3161 \ub2e8, 500 \uc774\ud558\uc758 \uc9c1\uc6d0\uc774 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub9cc \uc9c0\uc6d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \uc0b0\uc5c5\uc758 \uae30\uc5c5\uc740 500\uba85 \uc774\uc0c1\uc758 \uc9c1\uc6d0\uc774 \uc788\uc744 \uc218 \uc788\ub294\ub370, SBA \uc9c1\uc6d0 \uae30\ubc18 \uaddc\ubb18 \ud45c\uc900\uc5d0 \ucda9\uc871\ud560 \uacbd\uc6b0\uc5d0\ub9cc \ud574\ub2f9\ub429\ub2c8\ub2e4. (\ub9c1\ud06c(<a href=\"https:\/\/www.sba.gov\/federal-contracting\/contracting-guide\/size-standards\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.sba.gov\/federal-contracting\/contracting-guide\/size-standards<\/a>)\ub97c \ud1b5\ud574 \ud655\uc778\ud558\uc138\uc694.)<\/p>\n\n\n\n<p>\uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4\uc5d0 SBA \uc81c\ud734 \ud45c\uc900\uc774 \uba74\uc81c\ub429\ub2c8\ub2e4: (1) \ud638\ud154 \ub610\ub294 \uc2dd\ud488 \uc11c\ube44\uc2a4 \uc0b0\uc5c5\uc5d0 \uc788\ub294 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4(NAICS \ucf54\ub4dc 72F\ub97c \ud655\uc778\ud558\ub824\uba74\u00a0<a rel=\"noreferrer noopener\" href=\"https:\/\/www.census.gov\/eos\/www\/naics\/\" target=\"_blank\">https:\/\/www.census.gov\/eos\/www\/naics\/<\/a>\ub97c \ud074\ub9ad\ud558\uc2dc\uc624); (2) SBA \ud504\ub79c\ucc28\uc774\uc988 \ub514\ub809\ud1a0\ub9ac\uc758 \ud504\ub79c\ucc28\uc774\uc988\uc77c \uacbd\uc6b0 (<a rel=\"noreferrer noopener\" href=\"https:\/\/www.sba.gov\/sba-franchise-directory\" target=\"_blank\">https:\/\/www.sba.gov\/sba-franchise-directory<\/a>\u00a0\ud655\uc778\ud558\uae30); (3) SBA \ud5c8\uac00\ub97c \ubc1b\uc740 \uc911\uc18c\uae30\uc5c5 \ud22c\uc790 \uae30\uc5c5\uc73c\ub85c\ubd80\ud130 \uc735\uc790 \ubc0f \ub300\ucd9c\uc744 \ubc1b\ub294 \uae30\uc5c5.<\/p>\n\n\n\n<p><strong>\ubb34\uc5c7\uc744 \uc2e0\uccad\ud574\uc57c \ud558\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>Paycheck Protection Program \ub300\ucd9c \uc2e0\uccad\uc11c\uc640 \ud544\uc694\ud55c \uc11c\ub958\uc640 \ud568\uaed8 \uc2b9\uc778\ub41c \ub300\ucd9c\uae30\uad00\uc5d0 2020\ub144 6\uc6d430\uc77c\uae4c\uc9c0 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2e0\uccad\uc11c \ub9c1\ud06c:&nbsp;<a href=\"https:\/\/www.sba.gov\/funding-programs\/loans\/paycheck-protection-program\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.sba.gov\/funding-programs\/loans\/paycheck-protection-program<\/a><\/p>\n\n\n\n<p><strong>\uc2e0\uccad\uc11c\uc5d0 \ud3ec\ud568\ud574\uc57c \ud560 \uae30\ud0c0 \uc11c\ub958\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>Payroll \ubb38\uc11c\ub97c \ub300\ucd9c\uae30\uad00\uc5d0 \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc774 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc9c0\uc6d0\ud558\uae30 \uc804\uc5d0 \uba3c\uc800 \ub2e4\ub978 \uc790\uae08\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>\uc544\ub2c8\uc694. \ud3c9\uc18c SBA\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \ub2e4\ub978 \ucd9c\ucc98\uc5d0\uc11c \ub300\ucd9c \uc790\uae08\uc758 \uc77c\ubd80 \ub610\ub294 \uc804\ubd80\ub97c \uc5bb\uc5b4\uc57c \ud558\ub294 \uc870\uac74\uc744 \uba74\uc81c\ud558\uc600\uc2b5\ub2c8\ub2e4. (\uc989, Credit Elsewhere\uc774\ub77c\ub294 \uc694\uad6c \uc0ac\ud56d\uc744 \uba74\uc81c\ud558\uc600\uc2b5\ub2c8\ub2e4)<\/p>\n\n\n\n<p><strong>\uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \uc5bc\ub9c8\ub098 \uc9c0\uc18d\ub429\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>PPP\ub294 2020\ub144 6\uc6d4 30\uc77c\uae4c\uc9c0 \uc5f4\ub824\uc788\uc9c0\ub9cc, \uc790\uae08 \ud55c\ub3c4\uac00 \uc788\uace0 \ub300\ucd9c\uae30\uad00\uc774 \ub300\ucd9c\uae08 \ucc98\ub9ac\ub97c \ud558\ub294\ub370 \uc2dc\uac04\uc774 \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \ucd5c\ub300\ud55c \ube60\ub978 \uc2dc\uc77c \ub0b4\uc5d0 \uc2e0\uccad\ud558\uae30\ub97c \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>PPP\ub97c \ud1b5\ud574 \uba87 \uac1c\uc758 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\uae30\uc5c5\ub2f9 \ud558\ub098\uc758 \ub300\ucd9c\ub9cc \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc774 \ub300\ucd9c\uc740 \ubb34\uc5c7\uc744 \uc704\ud574 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ud574\ub2f9 \ub300\ucd9c\uae08\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ud56d\ubaa9\uc5d0\ub9cc \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\ud2b9\uc804(benefits)\uc744 \ud3ec\ud568\ud55c \uae09\uc5ec(payroll costs)<\/li><li>2020\ub144 2\uc6d4 15\uc77c \uc774\uc804\uc5d0 \ubc1c\uc0dd\ud55c \ubaa8\uae30\uc9c0 \uc774\uc790<\/li><li>2020\ub144 2\uc6d4 15\uc77c \uc774\uc804\uc5d0 \uc784\ub300 \uacc4\uc57d\uc5d0 \ub530\ub978 \uc784\ub300\ub8cc<\/li><li>2020\ub144 2\uc6d4 15\uc77c \uc774\uc804\uc5d0 \uc11c\ube44\uc2a4\uac00 \uc2dc\uc791\ub41c \uc720\ud2f8\ub9ac\ud2f0<\/li><\/ul>\n\n\n\n<p><strong>\uae09\uc5ec \ube44\uc6a9\uc740 \uc5b4\ub5a4\uac8c \ud3ec\ud568\ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\uae09\uc5ec \ube44\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\uae09\uc5ec, \uc784\uae08, \ucee4\ubbf8\uc158 \ub610\ub294 \ud301 (\ud55c \uc9c1\uc6d0\ub2f9 \uc5f0\uac04 $100,000\uae4c\uc9c0; \uadf8 \uc774\uc0c1\uc740 \uae09\uc5ec \ube44\uc6a9\uc73c\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4)<\/li><li>\ud734\uac00\/\ubd80\ubaa8\/\uac00\uc871\/\uc758\ub8cc\/\ubcd1\uac00 \ube44\uc6a9\uc744 \ud3ec\ud568\ud55c \uc9c1\uc6d0 \ud2b9\uc804 \ube44\uc6a9; \ubd84\ub9ac \ub610\ub294 \ud574\uace0\uc5d0 \ub300\ud55c \uc218\ub2f9; health premiums\ub97c \ud3ec\ud568\ud55c \ub2e8\uccb4 \ubcf4\ud5d8\ub8cc \ub0a9\uc785\uae08; \ud1f4\uc9c1\uae08 \uc9c0\ubd88 \uae08\uc561<\/li><li>\ubcf4\uc0c1\uc5d0 \ub300\ud55c \uc8fc \ubc0f \uc9c0\ubc29 \uc138\uae08, \uadf8\ub9ac\uace0<\/li><li>\ub2e8\ub3c5 \uc18c\uc720\uc8fc \ub610\ub294 \ub3c5\ub9bd \uacc4\uc57d\uc790\uc77c \uacbd\uc6b0: \uc784\uae08, \uc218\uc218\ub8cc, \uc218\uc785 \ub610\ub294 \uc21c \uc790\uc601\uc5c5 \uc218\uc785; \uc5f0\uac04 \ud55c \uc9c1\uc6d0\ub2f9 $100,000\uae4c\uc9c0<\/li><\/ul>\n\n\n\n<p><strong>\ub300\ucd9c\uae08 \ucd5c\uace0 \uae08\uc561\uc774 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ub300\ucd9c\uae08\uc740 \uc791\ub144\uc758 \ud3c9\uade0 2\ub2ec\uc5b4\uce58 \uae09\uc5ec \ube44\uc6a9\uacfc \uadf8 \uae08\uc561\uc758 \ucd94\uac00 25%\uae4c\uc9c0 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uadf8 \uae08\uc561\uc740 \ucc9c\ub9cc\ub2ec\ub7ec\uae4c\uc9c0\uc785\ub2c8\ub2e4. \ub2e8\uae30 \ub610\ub294 \uc2e0\uaddc \ube44\uc988\ub2c8\uc2a4\uc77c \uacbd\uc6b0 \ub2e4\ub978 \ud574\ub2f9 \uae30\uac04\uc73c\ub85c \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4. \uae09\uc5ec \ube44\uc6a9\uc740 \uc9c1\uc6d0 \ud55c \uba85\ub2f9 \uc5f0\uac04 $100,000\uae4c\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ub300\ucd9c\uae08\uc758 \uc5bc\ub9c8 \uc815\ub3c4 \uac10\uba74\ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ub300\ucd9c\uae08\uc561\uc744 \ubc1b\uace0 \ub09c \ud6c4 8\uc8fc \uc548\uc5d0 \uae09\uc5ec\ube44\uc6a9(payroll cost), \ubaa8\uae30\uc9c0 \uc774\uc790, \uc784\ub300\ub8cc \ubc0f \uc720\ud2f8\ub9ac\ud2f0 \uc678\uc5d0 \ub2e4\ub978 \ube44\uc6a9\uc5d0 \uc0ac\uc6a9\ud558\uac8c \ub418\uba74 \ub300\ucd9c\uae08 \uc0c1\ud658 \ub0a0\uc9dc\uc5d0 \ub0a9\uc785\ud558\uc154\uc57c \ud569\ub2c8\ub2e4. \ub192\uc740 \uc2e0\uccad\ub960\uc5d0 \ub300\ube44\ud558\uc5ec 25% \uc774\ud558\uc758 \uac10\uba74\uae08\uc561\uc740 \uae09\uc5ec \ube44\uc6a9 \uc678 \ub2e4\ub978 \ube44\uc6a9\uc5d0 \uc0ac\uc6a9\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9c1\uc6d0\uacfc \uae09\uc5ec \uc218\uc900\uc744 \uc720\uc9c0\ud558\uc9c0 \uc54a\uc73c\uba74 \ub300\ucd9c\uae08\uc744 \uc0c1\ud658\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\uc9c1\uc6d0 \uc218: \ud480\ud0c0\uc784 \uc9c1\uc6d0 \uc778\uc6d0\uc744 \uc904\uc774\uba74 \ub300\ucd9c\uae08 \uac10\uba74\uae08\uc561\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/li><li>\uae09\uc5ec \uae08\uc561 \uc218\uc900: 2019\ub144 \uc5f0\uac04 $100,000\ubcf4\ub2e4 \uc801\uac8c \ubc88 \uc9c1\uc6d0\uc758 \uc6d4\uae09 \ub610\ub294 \uae09\uc5ec\ub97c 25% \uc774\uc0c1 \uc904\uc774\uba74 \ub300\ucd9c \uac10\uba74 \uae08\uc561\ub3c4 \uac10\uc18c\ud569\ub2c8\ub2e4.<\/li><li>\uc7ac \ucc44\uc6a9:&nbsp;<strong>2020\ub144 6\uc6d4 30\uc77c\uae4c\uc9c0<\/strong>&nbsp;2020\ub144 2\uc6d4 15\uc77c\ubd80\ud130 2020\ub144 4\uc6d4 26\uc77c \uc0ac\uc774 \uac04 \uc788\uc5c8\ub358 \uc815\uaddc\uc9c1 \uc0ac\uc6d0\uc218 \ubc0f \uae09\uc5ec \uc218\uc900\uc5d0 \ub300\ud55c \ubcc0\uacbd\uc0ac\ud56d\uc744 \ud68c\ubcf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><\/ul>\n\n\n\n<p><strong>\ub300\ucd9c\uae08 \uac10\uba74 \uc2e0\uccad\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ub300\ucd9c\uc744 \ubc1b\uc740 \ud574\ub2f9 \uae30\uad00\uc5d0 \uac10\uba74 \uc694\uccad\uc744 \uc2e0\uccad\ud558\uba74 \ub429\ub2c8\ub2e4. \ud480\ud0c0\uc784 \uc9c1\uc6d0\uc218\uc640 \uae09\uc5ec, \ubaa8\uae30\uc9c0 payment, \uc784\ub300 \ubc0f \uc720\ud2f8\ub9ac\ud2f0\ub97c \ud655\uc778\ud558\ub294 \uc11c\ub958\uc640 \ud568\uaed8 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb38\uc11c\uac00 \uc0ac\uc2e4\uc784\uc744 \uc99d\uba85\ud558\uace0 \uac10\uba74 \uae08\uc561\uc744 \ubaa8\ub450 \uc9c1\uc6d0 \uc720\uc9c0, \ubaa8\uae30\uc9c0 \uc774\uc790 \ub0a9\uc785, \uc784\ucc28\ub8cc \ubc0f \uc720\ud2f8\ub9ac\ud2f0 \uc694\uae08\uc744 \uc9c0\ubd88\ud560 \ub54c \uc0ac\uc6a9\ud588\ub2e4\ub294 \uac83\uc744 \uc99d\uba85\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc740 60\uc77c \ub0b4\uc5d0 \uac10\uba74\ucc98\ub9ac\ud560 \uac83\uc778\uc9c0 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc774\uc790\uc728\uc740 \uc5bc\ub9c8\uc785\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>\uace0\uc815\ub960 0.50%\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ub300\ucd9c \uc774\uc790\ub294 \uc5b8\uc81c\ubd80\ud130 \ub0a9\uc785\ud574\uc57c \ud558\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ubaa8\ub4e0 \ub300\ucd9c\uc5d0 \uad00\ud55c \ub0a9\uc785\uc740 6\uac1c\uc6d4 \ub3d9\uc548 \uc5f0\uae30\ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774 \uae30\uac04 \ub3d9\uc548 \uc774\uc790\ub294 \uacc4\uc18d \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ub300\ucd9c \uc0c1\ud658 \uae30\uac04\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>2\ub144\uae4c\uc9c0 \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>2\ub144 \uc804\uc5d0 \ub300\ucd9c\uae08 \uc0c1\ud658\uc744 \ud574\ub3c4 \ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\ub124. \uc870\uae30\uc0c1\ud658 \uc704\uc57d\uae08 \ub610\ub294 \uc218\uc218\ub8cc\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ud574\ub2f9 \ub300\ucd9c\uc5d0 \ub300\ud55c \ub2f4\ubcf4\ub97c \ub9f9\uc138\ud574\uc57c \ud558\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\uc544\ub2c8\uc694. \ub2f4\ubcf4\ub294 \ud544\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ub300\ucd9c\uc744 \uac1c\uc778\uc801\uc73c\ub85c \ubcf4\uc99d\ud574\uc57c \ud569\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>\uc544\ub2c8\uc694. \uac1c\uc778 \ubcf4\uc99d \uc694\uac74\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. ***\uadf8\ub7ec\ub098 \uc218\uc775\uae08\uc774 \uc0ac\uae30 \ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\ub420 \uacbd\uc6b0 \ubbf8\uad6d \uc815\ubd80\ub294 \ub2f9\uc2e0\uc5d0 \ub300\ud55c \ud615\uc0ac \uace0\ubc1c\uc774 \uc788\uc744 \uac81\ub2c8\ub2e4.***<\/p>\n\n\n\n<p><strong>\ubb34\uc5c7\uc744 \uc778\uc99d\ud574\uc57c \ud569\ub2c8\uae4c?<\/strong><\/p>\n\n\n\n<p>\uc2e0\uccad\uc11c\uc5d0 \uc77c\ubd80\ub85c \ub2e4\uc74c\uc744 \uc131\uc2e4\ud788 \uc99d\uba85\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\ud604\uc7ac\uc758 \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \uc778\ud574 \uadc0\ud558\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \uc6b4\uc601\ud558\uae30 \uc704\ud574 \ub300\ucd9c\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uc810<\/li><li>\uc790\uae08\uc740 \uadfc\ub85c\uc790\uc640 \uae09\uc5ec\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ub610\ub294 \ubaa8\uae30\uc9c0 payment, \uc784\ub300\ub8cc \ubc0f \uc720\ud2f8\ub9ac\ud2f0 \ub0a9\uc785\uc5d0 \uc0ac\uc6a9\ud560 \uac83<\/li><li>PPP\ub97c \ud1b5\ud574 \ub300\ucd9c\uc744 \uc2e0\uccad\ud55c \uac83\uc774 \ucc98\uc74c\uc774\uba70 \uc774\ud6c4\uc5d0 \uc7ac\uc2e0\uccad \ud558\uc9c0 \uc54a\uc744 \uac83 (\uae30\uc5c5\ub2f9 \ub300\ucd9c \ud55c \ubc88\ub9cc \uc2e0\uccad \uac00\ub2a5.)<\/li><li>\ub300\ucd9c\ubc1b\uc740 \ud6c4\ub85c\ubd80\ud130 8\uc8fc\uac04\uc758 \uae09\uc5ec \ube44\uc6a9\uc5d0 \ub4e4\uc5b4\uc788\ub294 \ud480\ud0c0\uc784 \uc9c1\uc6d0 \uc218 \ubc0f \ucd1d \uae09\uc5ec\ube44\uc6a9(payroll costs), \ubaa8\uae30\uc9c0 \uc774\uc790 \ub0a9\uc785\uae08, \uc784\ub300\ub8cc \ubc0f \uc720\ud2f8\ub9ac\ud2f0 \ube44\uc6a9\uc744 \uc99d\uba85\ud558\ub294 \uc11c\ub958\ub97c \ub300\ucd9c\uae30\uad00\uc5d0 \uc81c\ucd9c\ud560 \uac83<\/li><li>\ubb38\uc11c\uc5d0 \uae30\ub85d\ub41c \ucd1d \uae09\uc5ec\ube44\uc6a9, \ubaa8\uae30\uc9c0 \uc774\uc790, \uc784\ub300\ub8cc\uc640 \uc720\ud2f8\ub9ac\ud2f0\uc5d0 \ub300\ud55c \ud569\uc774 \uace7 \ub300\ucd9c \uac10\uba74\uc5d0 \ud574\ub2f9\ub41c\ub2e4. \ub192\uc740 \uc2e0\uccad\ub960\uc5d0 \ub300\ube44\ud558\uc5ec 25% \uc774\ud558\uc758 \uac10\uba74\uae08\uc561\uc740 \uae09\uc5ec \ube44\uc6a9 \uc678 \ub2e4\ub978 \ube44\uc6a9\uc5d0 \uc0ac\uc6a9\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/li><li>\uc2e0\uccad\uc11c \ubc0f \ubaa8\ub4e0 \uc99d\ube59 \uc11c\ub958\uc5d0 \uc81c\uacf5\ud55c \ubaa8\ub4e0 \uc815\ubcf4 \uadf8\ub9ac\uace0 \ud615\uc2dd\uc740 \uc9c4\uc2e4\ud558\uace0 \uc815\ud655\ud558\ub2e4\ub294 \uac83. \uc758\ub3c4\uc801\uc73c\ub85c PPP \ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud574 \ud5c8\uc704 \uc9c4\uc220\uc744 \ud558\ub294 \uac83\uc740 \ubc95\uc73c\ub85c \ucc98\ubc8c\ub429\ub2c8\ub2e4.<\/li><li>\uadc0\ud558\ub294 \ub300\ucd9c\uae30\uad00\uc774 \ubcf8\uc778\uc774 \uc81c\ucd9c\ud55c \uc138\uae08 \uc11c\ub958\ub97c \uae30\ubc18\ud558\uc5ec \uc801\uaca9 \ub300\ucd9c \uae08\uc561\uc744 \uacc4\uc0b0\ud560 \uac83\uc784\uc744 \uc778\uc815\ud569\ub2c8\ub2e4. \uc138\uae08 \uc11c\ub958\uac00 \uadc0\ud558\uac00 \uad6d\uc138\uccad(IRS)\uc5d0 \uc81c\ucd9c\ud55c \uac83\uacfc \ub3d9\uc77c\ud558\ub2e4\ub294 \uac83\uc744 \ub9f9\uc138\ud569\ub2c8\ub2e4. \ub610\ud55c \ub300\ucd9c\uae30\uad00\uc774 \uadc0\ud558\uc758 \uc138\uae08 \uc815\ubcf4\ub97c SBA \uacf5\uc778 \ub2f4\ub2f9\uc790 \ubc0f SBA \uac10\uc0ac\uad00 \uc0ac\ubb34\uad6d\uc758 \uacf5\uc2dd \ub300\ud45c\uc790\ub4e4\uacfc SBA \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8 \uc694\uad6c\uc0ac\ud56d \ubc0f \ubaa8\ub4e0 SBA \uac80\ud1a0\ub97c \uc704\ud574 \uacf5\uc720\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uc774\ud574\ud558\uace0 \uc778\uc815\ud558\uba70 \uc774\uc5d0 \ub3d9\uc758\ud569\ub2c8\ub2e4.<\/li><\/ul>\n\n\n\n<p>\uc601\ubb38 \uc6d0\ubcf8:<br>&nbsp;<a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP%20Borrower%20Information%20Fact%20Sheet.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/home.treasury.gov\/system\/files\/136\/PPP%20Borrower%20Information%20Fact%20Sheet.pdf<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paycheck Protection Program (PPP) (\uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8)\uc5d0 \ub300\ud558\uc5ec: \ucc28\uc6a9\uc790: \uae09\uc5ec \ubcf4\ud638 \ud504\ub85c\uadf8\ub7a8 (\u2018PPP\u2019)\uc740 \ucd5c\ub300 3,494\uc5b5 \ub2ec\ub7ec\uc758 \uac10\uba74 \uac00\ub2a5\ud55c \ub300\ucd9c\uc744 \uc911\uc18c\uae30\uc5c5\uc5d0 \uc2b9\uc778\ud55c\ub2e4. \uc774\uac83\uc740 \uc18c\uae30\uc5c5\ub4e4\uc774 \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \uae09\uc5ec\ub97c \uc8fc\uae30 \uc704\ud55c \ub300\ucd9c\uae08\uc774\ub2e4. \ubaa8\ub4e0 \ub300\ucd9c \uc870\uac74\uc740 \ubaa8\ub450\uc5d0\uac8c \ub3d9\uc77c\ud558\ub2e4. &nbsp; \ub300\ucd9c \uae08\uc561\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0\uc5d0 \uac10\uba74\ub41c\ub2e4: \ub300\ucd9c\ubc1b\uc740 8\uc8fc \uc548\uc5d0 \ub300\ucd9c \uc218\uc775\uae08\uc744 \uae09\uc5ec \ube44\uc6a9\uacfc \ubaa8\uae30\uc9c0 \uc774\uc790\uc728, \uc784\ub300\ub8cc \ubc0f \uc720\ud2f8\ub9ac\ud2f0\uc5d0 \uc0ac\uc6a9\ub418\uc5c8\uc744 \uacbd\uc6b0; \uadf8\ub9ac\uace0&hellip;<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"give_campaign_id":0,"_cbd_carousel_blocks":"[]","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,38],"tags":[],"class_list":["post-2560","post","type-post","status-publish","format-standard","hentry","category-news","category-newsletter","category-16","category-38","description-off"],"featured_image_src":{"landsacpe":false,"list":false,"medium":false,"full":false},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbBFDb-Fi","post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2560"}],"version-history":[{"count":1,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2560\/revisions"}],"predecessor-version":[{"id":2561,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=\/wp\/v2\/posts\/2560\/revisions\/2561"}],"wp:attachment":[{"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kamainfo.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}